Motorcycle Total Loss Appraisals

A motorcycle appraisal clause is a provision in some insurance policies that provides a process for resolving disputes over the value of a totaled motorcycle. The policyholder and insurance company each select an independent appraiser to determine the motorcycle’s value.

Possibly. If your insurance policy contains an applicable appraisal clause, you may be able to invoke it when you disagree with the insurance company’s motorcycle total loss valuation. Availability and requirements vary by policy and state.

After the appraisal clause is invoked, you and the insurance company each select an appraiser. We prepare an independent motorcycle valuation, communicate directly with the insurance company’s appraiser, and work toward an agreed value.

We research comparable motorcycles in the market and evaluate factors including year, make, model, trim, mileage, condition, equipment, options, and relevant market differences to develop a supported motorcycle valuation.

If the two appraisers cannot reach an agreement, the appraisal clause may provide for an independent umpire. The appraisers submit the valuation dispute to the umpire according to the terms of the insurance policy.

It can result in a different motorcycle value when the evidence supports one, but a higher settlement is not guaranteed. The purpose of the appraisal process is to independently resolve a disagreement over the motorcycle’s value.

Premier Vehicle Valuation Specialists charges a $449 flat fee for motorcycle appraisal clause service. Additional costs may apply if the appraisal requires an umpire.

Yes. Once Premier Vehicle Valuation Specialists is retained as your appraiser, we communicate directly with the insurance company’s appraiser and handle the valuation negotiations throughout the appraisal process.

No. Premier Vehicle Valuation Specialists currently provides motorcycle appraisal clause services in select states. Eligibility depends on the state, insurance policy, and applicable appraisal clause.