Powersports Total Loss Appraisals

Market-Based UTV, ATV, & Side-by-Side Valuations

We provide professional UTV, ATV, side-by-side, and other powersports total loss valuation reports and appraisal support using our proprietary Premier Market Comparison Method™ to establish a supported pre-loss market value and help resolve insurance total loss disputes.

Is Our Service Right for You?

  • Powersports Appraisal Clause Service

    ✓ Your insurance policy includes an appraisal clause

    ✓ You disagree with the insurer’s UTV, ATV, side-by-side, or powersports valuation

    ✓ You’ve formally invoked the appraisal clause

    ✓ You want an experienced appraiser representing your position

    ✓ You want us to handle communication with the opposing appraiser

    ✓ You want representation through agreement or the umpire process


How the Powersports Appraisal Clause Process Works


  1. We review your total loss offer and policy language
  2. We prepare your Premier Powersports Valuation Report™
  3. We coordinate directly with the opposing appraiser
  4. We handle negotiations throughout the appraisal process
  5. We work toward an agreed and supported powersports vehicle value


* Available in Select States

POWERSPORTS TOTAL LOSS

Frequently Asked Questions About the Powersports Appraisal Process?

Get answers to common questions about UTV, ATV, and side-by-side appraisal clauses, total loss valuations, independent appraisers, fees, and what to expect throughout the process.

  • What is a powersports appraisal clause?

    A powersports appraisal clause is a provision in some insurance policies that provides a process for resolving disputes over the value of a totaled UTV, ATV, side-by-side, or other covered powersports vehicle. The policyholder and insurance company each select an independent appraiser to determine the vehicle’s value.

  • Can I use the appraisal clause if I disagree with my UTV or ATV total loss offer?

    Possibly. If your insurance policy contains an applicable appraisal clause, you may be able to invoke it when you disagree with the insurance company’s total loss valuation. Availability and requirements vary by policy and state.

  • How does the powersports total loss appraisal process work?

    After the appraisal clause is invoked, you and the insurance company each select an appraiser. We prepare an independent powersports valuation, communicate directly with the insurance company’s appraiser, and work toward an agreed value.

  • How do you determine the value of a totaled UTV, ATV, or side-by-side?

    We research comparable vehicles in the market and evaluate factors such as year, make, model, trim, mileage, condition, equipment, options, and relevant market differences to develop a supported pre-loss value.

  • Do you consider aftermarket equipment and accessories when valuing a powersports vehicle?

    Yes, when applicable. Aftermarket equipment and accessories can be considered as part of the valuation based on the vehicle, available market evidence, and the extent to which the equipment contributes to its market value.

  • What if the two powersports appraisers cannot agree on the value?

    If the two appraisers cannot reach an agreement, the appraisal clause may provide for an independent umpire. The valuation dispute can then proceed through the umpire process according to the terms of the insurance policy.

  • Can a powersports appraisal clause increase my total loss settlement?

    It can result in a different value when the market evidence supports one, but a higher settlement is not guaranteed. The appraisal process is intended to independently resolve a disagreement over the vehicle’s value.

  • How much does powersports appraisal clause service cost?

    Premier Vehicle Valuation Specialists charges a $449 flat fee for powersports appraisal clause service. Additional costs may apply if an umpire becomes necessary.

  • Is powersports appraisal clause service available in every state?

    No. Premier Vehicle Valuation Specialists currently provides powersports appraisal clause services in select states. Eligibility depends on the state, insurance policy, and applicable appraisal clause.

Interested in our services? We’re here to help!

We want to know your needs exactly so that we can provide the perfect solution. Let us know what you want and we’ll do our best to help.

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